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Medigap Plans

Equitable

Equitable Medicare Supplements for Colorado


Plans: 8
Plan N

$128.84

per month

Yes Part B Coinsurance
Yes Skilled Nursing
No Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$183

Plan G

$140.92

per month

Yes Part B Coinsurance
Yes Skilled Nursing
Yes Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$183

Plan A

$144.75

per month

Yes Part B Coinsurance
Yes Skilled Nursing
No Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$1,316

Part B ded.
$183

Plan N

$171.59

per month

Yes Part B Coinsurance
Yes Skilled Nursing
No Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$183

Plan G

$187.75

per month

Yes Part B Coinsurance
Yes Skilled Nursing
Yes Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$183

Plan A

$193.09

per month

Yes Part B Coinsurance
Yes Skilled Nursing
No Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$1,316

Part B ded.
$183

Plan F

$206.00

per month

Yes Part B Coinsurance
Yes Skilled Nursing
Yes Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$0

Plan F

$274.50

per month

Yes Part B Coinsurance
Yes Skilled Nursing
Yes Part B Excess
80% Foreign Travel
No Household Discount

Part A ded.
$0

Part B ded.
$0

Equitable Notes

  1. Rates above do not include a one time policy fee of $20.

There are separate underwriting risk classes: Ultimate and Standard.

Each risk class has a separate premium rate. All applicants who apply under open enrollment or guarantee issue are placed in the Ultimate risk class and remain in this risk class for the life of the policy.

Ultimate/non-tobacco:

  • Applicants who do not use tobacco products who qualify for open enrollment or guarantee issue
  • Applicants outside of open enrollment/guarantee issue who do not use tobacco products and can answer “no” to all the health questions on the Medical Information section of the application*.

Ultimate/tobacco:

  • Applicants who use tobacco products who qualify for open enrollment or guarantee issue (Not available in Iowa, Illinois, Kentucky, Louisiana, Michigan, Pennsylvania, Tennessee, New Hampshire, North Dakota, Ohio, Virginia and Utah. In these states, use the Ultimate/Non-tobacco rate)
  • Applicants outside of open enrollment/guarantee issue who use tobacco products and can answer “no” to all the health questions on the Medical Information section of the application*.

Standard/non-tobacco:

  • Applicants outside of open enrollment or guarantee issue who do not use tobacco products, and have: insulin dependent diabetes that is under control without complications; or have a mental illness requiring psychiatric care (not available in New Hampshire)*; or applicants who fall within the Standard Weight Class.

Standard/tobacco:

  • Applicants outside of open enrollment or guarantee issue who use tobacco products, and have: insulin dependent diabetes that is under control without complications; or have a mental illness requiring psychiatric care (not available in New Hampshire)*; or applicants who fall within the Standard Weight Class.

* See Underwriting Guidelines on page 9 and the Medical Conditions Guide on page 10 for more information

Additional Medigap Information

  1. Medigap Plan F offers a high deductible option. You must pay for Medicare-covered costs up to the high-deductible amount ($2,200 in 2017) before your Medigap policy pays anything
  2. 100% part B coinsurance except up to $20 copayment for office visits and up to $50 copayment for ER.
  3. You must also pay a separate $250 deductible for foreign travel emergency and there is a $50,000 lifetime maximum benefit.
  4. After you meet your out-of-pocket yearly limit and your yearly Part B deductible ($183 in 2017) the plan pays 100% of covered services for the rest of the calendar year (This applies only to plans K & L) - [Excess charges do to apply to maximum out of pocket]
  5. Modified Plan F offers an individual assistance program, as well as coverage for preventive dental care (available in some states)
  6. 2017 Out of Pocket Limit for Plan K is $5,120.
  7. 2017 Out of Pocket Limit for Plan L is $2,560.

Initial Enrollment

  • You must be enrolled in both Medicare Part A and Medicare Part B and live in the plan's service area to be eligible for these plans.
  • You are first eligible during the 7-month Initial Coverage Enrollment Period (ICEP), the 3 months before your 65th birthday, the month of, and 3 months after. CAUTION: You only have one choice so take your time, ask for help and choose wisely.
  • You must continue to pay your Medicare Part B premium in addition to any plan premium shown below.

About Information Presented

  • This is a web site from CDA Insurance LLC. CDA Insurance LLC is not an insurance carrier, we are an agency that represents many companies offering products to the general public and also to medicare recipients. We do our best to assure that all information presented on our web site is current and accurate.
  • CDA Insurance LLC is not associated with Medicare or the Center for Medicare and Medicaid Services. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov.
  • A Medicare Supplement plan is a health insurance plan provided by a private company that fills in the “gaps” in original Medicare coverage. CDA Insurance LLC is an agency that sells Medicare Supplement plans to medicare beneficiaries. Submitting our online quote request form does NOT affect your current enrollment, nor will it enroll you in a Medicare Supplement plan or other Medicare plans. To apply for coverage you must submit an application for the company and plan that you want.